At any stage in life, finding the right health insurance plan for you — and your family — is important. If you’re looking for individual and family plans and you’re under 65, there are many options to consider, depending on your situation. For most health insurance plans, you can choose a plan or make changes to a plan you already have during open enrollment. That’s the most common time to get a health insurance plan. However, you can get certain plans like short term insurance or Medicaid at any time during the year.